Caroline Ratigan was born and raised in Berwyn, Pennsylvania. In 2023, she graduated from Pennsylvania State University with a degree in Accounting. She has a strong passion for horses and has been riding since age seven. Caroline has been competing since age fourteen in both national and international competitions. She has also combined her love of horses with her enthusiasm for photography, having photographed major equestrian events throughout the east coast. Her images have been published in major equestrian publications, such as: The Chronicle of The Horse, Plaid Horse Magazine, and Sidelines Magazine.